What's Your Budget?

[quote=jhoijhoi]Recently I stumbled upon [url=https://www.youneedabudget.com/]YNAB - You Need a Budget[/url] due to trawling in another forum. It's a simple program that you can use to assign your income to budget categories. It starts you off with your current bank account balance and works monthly, so now is a great time to give it a go. Also, you can import bank statements straight to the program to see if you're meeting your budget. Basically, I've found that Patch, War and myself spend $3500 per month (or at least, we think we do). You can download the YNAB budget tool for a free trial. I'm not going to pay for a subscription, just used it for the initial budget calculating. It may sound boring, but it's actually interesting to see how much money you intend to spend per month. Here's a screenshot of June. We're in the negatives because we've paid once-off yearly fees instead of monthly, so it's thrown off the calculator, but yeah. I get paid next Tuesday, so I'm interested to see the roll-over of positive cashflow just from my income. [img=http://i.imgur.com/eYRj7nG.png] Post your own, if you're comfortable doing so ^^ Adam is my step-dad and we owe him $1800 still for our upcoming trip to Hong Kong. Slooooowly paying him back for the airflight tickets :D[/quote]

[quote=HiFromBuddha]I freeload off my parents.[/quote]

[quote=jhoijhoi]Lucky :P[/quote]

[quote=Meiyjhe]Im living the good life. Parents paying the bills of the things I need, I am paying the bills of what I want. I get a 100 euro monthly income cuz government and another 100 from working at my parents shop. I am spending slightly more than usual now cuz dating is expensive if you are paying the bills (my BF is less rich than I am), but usually I am not even spending a quarter of the money I get per month.[/quote]

[quote=The_Nameless_Bard]There isn't really an option here that fits me. I'm living away from home with friends of my family, but the deal is that as long as I work full time, I don't need to pay rent. Soon I'll be moving out though, and hopefully can find a roommate/apartment closer to where I work. Since I worked at a University in town my ID counts as a bus pass, so I'm not paying for public transport, but it's not totally optimal either. I'm mostly saving money atm. Recently I splurged a little and actually bought some things for myself for once, which is something I rarely do.[/quote]

[quote=IceCreamy]I currently live with my parents, only paying stuff like dinner/drinks with friends, presents, that stuff. In return I help with the dishes, keep my room clean and neat and sometimes help in the garden. I have a part-time job next to my studies, so basically I am earning a nice sum of money while finishing my studies without any debts. I also paid for driving lessons myself ^^ This summer I am planning on moving out, living with 2 friends. We reckon it will cost us about 700 euros each every month, and that's all-inclusive. I will go on my final internship, hopefully covering about half of that, and I will look for a part-time job in the evenings/weekends since I'll be bored and broke otherwise xD[/quote]

[quote=XeresAce]Essentially I'm freeloading BUT I do have a scholarship and relatives often give me money when I do sooper well in school so uh... worth? Basically my living expenses are paid by my parents while I pay for going out, partying, buying worthless stuff etc =D[/quote]

[quote=emoriam]My living is basically paid by my parents yet I'm a relatively canny person when it comes to money. I don't really tend to spend my pocket money on things I don't necessarily need. However, I think I'm actually consuming a lot of water and electricity as I stay at home most of the time. I'm earning a bit of money by providing private lessons to two other students and I'm looking forward to earn some extra money in the summer holidays as well. I want to use this money to pay a possible flight to New Zealand (2000 € + 3000 NZD) and additionally I have to spend 1500 € on my driving liscense.[/quote]

[quote=FalseoGod]I'm surviving every month with my boyfriend, he has some annoying college expenses and debts he has to pay and we both don't earn that much money because our country sux so we're lucky if we have 10€ when the month ends. However, we're finally starting to catch up with what we own, we expect in 1-2 months to really start to get some $ together and save it[/quote]

[quote=Toshabi]$1200/mo. Pocket $700/mo.[/quote]